Wealth Ocean InstituteWealth Ocean Institute

SWP Calculator (Inflation-aware)

Monthly compounding; withdrawal at month-end; yearly increase in withdrawal by inflation.

Max Monthly (first year)
₹ 21,478
Then increases by 5% each year
Total Withdrawn over 25 yrs
₹ 1,23,01,275
Ending Balance
₹ 0

Assumptions: monthly compounding; withdrawal at month-end; withdrawals step up yearly by the specified inflation. Educational tool — not investment advice.